BStartup Financing

Solutions to grow

your business for

your everyday life

Preferential subsidized


Solutions for your cash management



At BStartup, we know that startups have different development and financing models than traditional companies.


For this reason, and because we know that bank financing is an optimal way to provide your company with the resources it needs, we have a specific risk circuit for all startup operations, with analysts that specialize in your type of company.



Main products


Preferential subsidized

We have signed collaboration agreements with several government agencies to offer you official financing, such as the ICO EIB and EIF lines.
We also work regularly with public agencies such as ENISA, CDTI and regional governments to offer financing linked to their lines.



With a medium or long-term rent, you can have the equipment your company needs without increasing your debt levels with the different schemes offered by renting:


  • Rent-tech: It equips your business with the latest technology
  • Autorenting Company: Mobility service tailored to your business activity
  • Renting Active Work: Technology for face-to-face work and telework
  • Audiovisual Renting: Solutions for everyone in audiovisual items
  • ECO Renting: Charging stations for electric vehicles


To finance your business in the medium and long-term, adapting the frequency of installments to the characteristics of your company.



An instrument that allows you to guarantee compliance with your obligations

derived from your business operations to third parties,

with the guarantee of solvency

provided by the bank.


Cash management solutions

To support the daily liquidity of your company, we offer you:


  • Credit facility: to always have liquidity, to meet day-to-day payments and to cope with the cash peaks of your economic activity without any further worries.
  • Factoring: it allows you to finance your company’s working capital by transferring receivables based on your domestic or international sales.
    With the possibility of:

    • Invoice management and administration services.
    • Get coverage against your customer insolvency.


  • Reverse factoring: banking and financial service to help you in your relationship with suppliers in an easy and simple way, which allows you to finance payments to your suppliers.
  • International trade financing: it allows financing payments to international suppliers or collections from foreign customers:
    • In euros or other currencies.,
    • Adjusting the financing term to the needs of your business.
    • Works with a variety of instruments, such as letters of credit, transfers, documentary remittances, etc.
  • Tax Loan: pay your taxes conveniently by financing the payment or bringing forward a tax refund, thus improving your cash availability.



And remember that working capital products can be grouped in a Crediglobal, so that you will have a global financing limit to carry out the most common asset operations, tailoring the limits according to the needs of each moment.



Application for financing

If you would like to request any of the products or have any questions, please contact one of our BStartup branch managers.

This site is registered on as a development site.