FREQUENTLY ASKED QUESTIONS

Cookies enhance your online experience. They tailor content to your interests and allow us to show you advertising based on a profile created from your browsing behavior. We use both our own and third-party cookies transparently and responsibly, solely for your benefit. Nothing more, nothing less. To accept them, click the “I Accept and Continue Browsing” button. To manage your cookie settings, choose “Customize My Cookies.” Want to learn more about our cookie and privacy policy? Click here.

The data subject may contact the Data Protection Rights unit of the bank in writing through its registered office, branch offices, or via the following email address: Ejercicioderechosprotecdatos@bancsabadell.com. This is to exercise the rights of access, rectification, objection, erasure, restriction, and data portability, as well as the right to oppose automated individual decisions that may significantly affect them or have legal consequences, in accordance with Article 22 of EU Regulation 2016/679. Additionally, if deemed necessary, the data subject may contact the Spanish Data Protection Agency (www.agpd.es) to safeguard their rights.

Data will be retained only for as long as necessary to fulfill the purposes for which they were collected, provided you do not withdraw the consents granted. Subsequently, if required, the information will be kept blocked for the legally established periods. Data will not be disclosed to third parties unless legally obligated to do so.

The primary purpose is the management and development of your subscription and request, as well as the actions and operations derived from it, which may include contacting you through the location data you have provided.

Participants provide their personal data in their capacity as representatives of the companies targeted by the webinars delivered remotely, events, and other in-person services of a similar nature, or in their capacity as sole proprietors, all in accordance with Article 19 of the Spanish Organic Law on Data Protection.

The legal basis for processing is your request.

The personal data you provide will be processed by Banco de Sabadell, S.A., as the data controller, with its registered office at Plaça de Sant Roc nº 20, 08201 Sabadell (Barcelona). Contact details for the Data Protection Officer: DataProtectionOfficer@bancsabadell.com.

Once we receive your project, BStartup’s investment team will analyze it. If we believe it can be suitable for investment by BStartup, we will contact your team to meet you and get to know the company better. If BStartup decides to invest in the project, you will present it to the Investment Committee, which is held monthly. If the committee approves the investment, the entire investment process will begin at this point.

It is very important that you are attended by one of our offices that specialize in startups, whose managers know the operation and particular features of the business models of a startup, different from those of a traditional company. Find your nearest BStartup office here and come and meet us.

The main difference is that, in the case of investment, BStartup will enter as an investment partner in your start-up taking an equity percentage of your capital and supporting you with additional services.

If we’re talking about financing, we will finance your start-up through bank debt (specialized banking product such as loan, credit, leasing, renting, factoring, reverse factoring…), which you will have to pay back in the established terms plus an established interest rate; in this case, we do not enter into the capital of your company.

Our core business is banking services, including financing. Since the creation of BStartup, startup financing has been a priority, which is why a specific risk circuit for startups was created. All funding requests for startups are worked on by managers and risk analysts who specialize in startups, who understand how startups work and know how to interpret the business plans of a startup.

In addition, we also invest in the capital of some startups.

Our equity investment targets early-stage digital and technology companies, with strong growth potential and scalable and innovative business models. Additionally, we can make follow-on investments in our portfolio startups. We have no sector preferences, although we have launched two verticals: BStartupHealth and BStartupGreen (to invest in startups focused on environmental sustainability).

The stake that BStartup10 takes depends on the post-money value once the investment round is closed, taking into account that the investment we make is between €100,000 and €150,000.

Percentage holding = €100,000-€150,000 post-money

We want to know about your project, write us now.

Sign up here to be kept informed.

If you have any questions, please write to us indicating the city where your startup is located, so that the most appropriate person can assist you.