Advanced payment platform: PAYCOMET - BStartup Banco Sabadell

PAYCOMET

Innovation in payment technology

PAYCOMET is Banco Sabadell’s advanced payment platform. We have a team of payment experts who know first-hand the needs of startups and technology companies like yours.

Who is it intended for?

For startups and digital-based companies that need an advanced payment solution with specialized support.

I'm interested

PAYCOMET

Sell wherever and whenever you want

Omni-channel selling

We are developers and we speak your language. See documentation for all integration methods and programming languages. Plugins always up to date.We are developers and we speak your language. See documentation for all integration methods and programming languages. Plugins always up to date.

By and for developers

We are developers and we speak your language. See documentation for all integration methods and programming languages. Plugins always up to date.

1-click payments, tokenization

Improves user experience and reduces friction during checkout: offers 1-click payments thanks to tokenization and an optimized two-factor authentication process.

Security and compliance

Accepts payments with all guarantees without compromising conversion. Reduces fraud and avoids authentication frictions. PCI-DSS Level 1 platform, PCI-PIN and optimized for PSD2 compliance.

Sell worldwide

Open your business to the world. Accept international payment methods and multiple currencies and take advantage of the DCC currency conversion service.

Specialized support

We provide you experts in payments and digital business to assist you in a personalized way. We understand business and technology.

PAYCOMET

Flexible and scalable payment solutions

The perfect solution for every shopping experience. Offers your customers the possibility to pay from any device and channel. Our solutions are designed to help you improve conversion by optimizing the payment experience.

Online sales, platforms, apps, social networks.
Telephone sales, call center collections.
Face-to-face sales: Android POS terminals for retail, catering, transportation, events, energy…
Omnichannel sales: combining e-commerce and face-to-face sales in a single platform.

I'm interested

Advanced Virtual POS The best online experience

Payments by link or QR Agile, secure and flexible

Telephone collections without sacrificing security

PAYCOMET

Much more than a payment gateway

I'm interested

Tokenization, 1-click payments…

Offers the best user experience at the time of payment. Reduces friction and increases conversion across all channels thanks to a fully customizable and constantly optimized integration.

Data-driven decisions

Turn your payment information into a powerful decision-making tool for your business.

A solution for every business

We have payment solutions and specialized teams who understand the needs and complexity of any digital business.

I'm interested

Subscriptions, reservations, recoveries, ticketing…

Collections in marketplace and digital platforms

Fraud control without losing conversion

PAYCOMET

Discover all about PAYCOMET

PAYCOMET is much more than a payment gateway. Discover now all the payment solutions and services for startups and digital business. Insert the BSTARTUP coupon in your contact form and get preferential conditions.

Go to Paycomet

DOCUMENTATION PORTAL

Integrate in 3, 2, 1

GIT repositories, payment modules and examples to integrate PAYCOMET. Integrate with Composer, CocoaPods, Maven, Swagger or directly via GET, XML, GET and JS.

View documentation

4 steps to scale your business

Analysis

A payment and digital business expert will analyze your project and propose the best solution.

Proposal

In less than 24 hours we will send you a proposal tailored to your needs.

Integration

In parallel, try out PAYCOMET in a test environment: start integration and online onboarding.

Increase sales

And that’s it. In just a few days, even hours, start selling and scaling your business.

Advantages BStartup + PAYCOMET

As a BStartup client, get preferential conditions in PAYCOMET contracting.

Go to the PAYCOMET website, fill in the contact form and enter the code “BSTARTUP” in comments. An expert will contact you in less than 24 hours and you will benefit from preferential conditions.

Contact with Paycomet

1. No administration or maintenance fees. Profitability may vary according to market conditions. Currently, an annual return of 2% APR (TAE) up to a combined average balance of €20,000 across the Sabadell Online Account and the Sabadell Savings Accounts of the associated holders. Representative example of remuneration in one year calculated for a combined monthly average balance of €20,000: 2% nominal annual interest rate (TIN), 2.018% APR (TAE), €400 of interest settled during the year. Monthly settlement and credit to the Sabadell Online Account on the 15th of the following month (or the previous working day).

2. Offer valid for accounts opened from 25/07/2025 to 30/09/2025. For private purposes, €300 for new payroll deposits of a minimum amount of €1,000 received in the Sabadell Online Account, provided the account has an associated Bizum service. Incentive subject to current tax withholding. To be eligible for this incentive, both Bizum and the payroll must be maintained in the account for 12 consecutive months, including the day the incentive is paid. The incentive will be paid monthly (€25 gross/month) for 12 months. Consult the terms and conditions in the promotion rules found here.

3. Withdraw debit cash for free at Banco Sabadell ATMs in Spain using your debit card, regardless of the amount withdrawn. It is also free if you withdraw an amount equal to or greater than €60 at ATMs of the main entities belonging to the EURO 6000 network: Abanca, Ibercaja, KutxaBank, Unicaja Banco, CajaSur, Caixa Ontinyent, and Colonya Caixa Pollença.

4. The granting of a credit card is subject to meeting the Bank’s risk criteria and its approval after performing the corresponding risk and feasibility study.

5. 3% cashback on the amount of bills in the name of the holders charged to the account during each calendar quarter, corresponding to electricity and/or gas supply companies. The payment will be made quarterly, at the latest by the 15th day (or the previous working day) of the calendar month following the end of the quarter in which the bills were charged. In accordance with Personal Income Tax (IRPF) regulations, the amount resulting from the 3% bill cashback is considered income from movable capital subject to withholding at the currently applicable rate of 19%.

Innovation in payment technology

Who is it intended for?

Sell wherever and whenever you want

Flexible and scalable payment solutions

Much more than a payment gateway

Discover all about PAYCOMET

Integrate in 3, 2, 1

4 steps to scale your business

Advantages BStartup + PAYCOMET

Ask for information