{"id":19993,"date":"2025-10-15T12:57:15","date_gmt":"2025-10-15T10:57:15","guid":{"rendered":"https:\/\/bstartup.jellibylab.com\/servicios-financieros\/"},"modified":"2026-04-17T18:51:59","modified_gmt":"2026-04-17T16:51:59","slug":"servicios-financieros","status":"publish","type":"page","link":"https:\/\/bstartup.bancsabadell.com\/en\/servicios-financieros\/","title":{"rendered":"Financial services"},"content":{"rendered":"<section id=\"block_97cda799b11ca38c9702085c35624422\" class=\"page-header-small wp-block-page-header gutenberg-block\"  role=\"banner\" aria_labelledby=\"page-header-title-6a1443dc56e80\" aria_describedby=\"page-header-desc-6a1443dc56e81\" style=\"--pt-mobile:; --pb-mobile:; --pt-desktop:; --pb-desktop:; --section-bg:#FFFFFF;\">\n    <div class=\"page-header-container radial-gradient filter-none\"\n         style=\"--bg-desktop: url(https:\/\/bstartup.bancsabadell.com\/wp-content\/uploads\/unnamed-2-1.jpg);--bg-mobile: url(https:\/\/bstartup.bancsabadell.com\/wp-content\/uploads\/page-header-default-mobile.webp);\" >\n        <div class=\"page-header-gradients\" aria-hidden=\"true\"><\/div>\n        <div class=\"container\" role=\"presentation\">\n            <div class=\"page-header-wrapper\">\n                                                    <h1 id=\"page-header-title-6a1443dc56e80\" class=\"page-header-title\">Financial Services<\/h1>\n                                                    <div id=\"page-header-desc-6a1443dc56e81\" class=\"page-header-text\">\n                        <article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"request-WEB:bdf442ac-f76e-4e4e-ba40-dae57e35c21b-7\" data-testid=\"conversation-turn-16\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"76f33f68-cdb3-4be0-89ad-85168099de19\" data-message-model-slug=\"gpt-5-1\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words dark markdown-new-styling\">\n<p><span style=\"font-weight: 400;\">We offer you the best banking solutions designed for every need throughout the life of startups<\/span><i><span style=\"font-weight: 400;\">,<\/span><\/i><span style=\"font-weight: 400;\"> from the first months to their consolidation. In addition, we also have banking services for other players of the ecosystem , such as accelerators, <\/span><span style=\"font-weight: 400;\">investment funds and business angels.<\/span><\/p>\n<p data-start=\"0\" data-end=\"163\" data-is-last-node=\"\" data-is-only-node=\"\">\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"z-0 flex min-h-[46px] justify-start\">\n<article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" tabindex=\"-1\" data-turn-id=\"5414665d-5fd4-4000-bf74-13e61bbb0224\" data-testid=\"conversation-turn-22\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] thread-sm:[--thread-content-margin:--spacing(6)] thread-lg:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] thread-lg:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"z-0 flex min-h-[46px] justify-start\"><\/div>\n<div class=\"mt-3 w-full empty:hidden\">\n<div class=\"text-center\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<div class=\"pointer-events-none h-px w-px\" aria-hidden=\"true\" data-edge=\"true\"><\/div>\n<\/div>\n<div class=\"mt-3 w-full empty:hidden\">\n<div class=\"text-center\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<div class=\"pointer-events-none h-px w-px\" aria-hidden=\"true\" data-edge=\"true\"><\/div>\n\n                    <\/div>\n                                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<section id=\"block_ec63b710ee47407f71bb4358bf9e847b\" class=\"wp-block-products-list gutenberg-block\"   style=\"--pt-mobile:; --pb-mobile:; --pt-desktop:; --pb-desktop:; --section-bg:#FFFFFF;\">\n    <div class=\"products-block\">\n    <div class=\"container\">\n      <div class=\"products-block__content\">\n        <div class=\"products-block__header\">\n          <div class=\"content products-block__header-content\">\n                          <p class=\"subtitle products-block__subtitle\">OUR PRODUCTS<\/p>\n                                      <h2 class=\"title title-h2 products-block__title\">Specialized products for startups and scaleups<\/h2>\n                                      <div class=\"description products-block__description\">\n                  <p>You will have a BStartup account and a banking services pack that adapts to the growth of your business, including the most common services used by growth-stage companies. We also offer:<\/p>\n\n              <\/div>\n                      <\/div>\n          <img decoding=\"async\" src=\"https:\/\/bstartup.bancsabadell.com\/wp-content\/uploads\/Risk-Indicator-ENG.png\" alt=\"\" class=\"products-block__header-image\">\n        <\/div>\n        <div class=\"products-block__grid\">\n           \n                            <div class=\"product-card\">\n                    <div class=\"product-card__content\">\n                      <h3 class=\"product-card__title\">Advanced payment platform: PAYCOMET<\/h3>\n                      <p class=\"product-card__excerpt\">Put yourself in the hands of experts in payments and digital business with Paycomet*: Banco Sabadell&#8217;s advanced payment platform.<\/p>\n                      <div class=\"product-card__footer\">\n                        <a href=\"https:\/\/bstartup.bancsabadell.com\/en\/product\/paycomet\/\" class=\"button button-outline hover:!text-white hover:bg-primary \" target=\"_self\" title=\"Advanced payment platform: PAYCOMET\">\n        View product\n    <\/a>\n                      <\/div>\n                    <\/div>\n                <\/div>\n                            <div class=\"product-card\">\n                    <div class=\"product-card__content\">\n                      <h3 class=\"product-card__title\">BStartup Financing<\/h3>\n                      <p class=\"product-card__excerpt\">Financial solutions to grow your business in the short, medium and long term.<\/p>\n                      <div class=\"product-card__footer\">\n                        <a href=\"https:\/\/bstartup.bancsabadell.com\/en\/product\/bstartup-financing\/\" class=\"button button-outline hover:!text-white hover:bg-primary \" target=\"_self\" title=\"BStartup Financing\">\n        View product\n    <\/a>\n                      <\/div>\n                    <\/div>\n                <\/div>\n                            <div class=\"product-card\">\n                    <div class=\"product-card__content\">\n                      <h3 class=\"product-card__title\">BStartup Marketing Card<\/h3>\n                      <p class=\"product-card__excerpt\">We have designed the BStartup Marketing card to facilitate payment to online marketing providers. Simplify your payments and avoid the problems with conventional cards limits, with a custom limit tailored to your company&#8217;s needs.<\/p>\n                      <div class=\"product-card__footer\">\n                        <a href=\"https:\/\/bstartup.bancsabadell.com\/en\/product\/bstartup-marketing-card\/\" class=\"button button-outline hover:!text-white hover:bg-primary \" target=\"_self\" title=\"BStartup Marketing Card\">\n        View product\n    <\/a>\n                      <\/div>\n                    <\/div>\n                <\/div>\n                            <div class=\"product-card\">\n                    <div class=\"product-card__content\">\n                      <h3 class=\"product-card__title\">Crediglobal<\/h3>\n                      <p class=\"product-card__excerpt\">Performs the most common asset operations for the financing of your company&#8217;s working capital within a single global credit.<\/p>\n                      <div class=\"product-card__footer\">\n                        <a href=\"https:\/\/bstartup.bancsabadell.com\/en\/product\/crediglobal\/\" class=\"button button-outline hover:!text-white hover:bg-primary \" target=\"_self\" title=\"Crediglobal\">\n        View product\n    <\/a>\n                      <\/div>\n                    <\/div>\n                <\/div>\n                            <div class=\"product-card\">\n                    <div class=\"product-card__content\">\n                      <h3 class=\"product-card__title\">BStartup Loan Media4Equity VAT<\/h3>\n                      <p class=\"product-card__excerpt\">Finance the VAT of your Media4Equity investment for 3 or 6 months with excellent conditions.<\/p>\n                      <div class=\"product-card__footer\">\n                        <a href=\"https:\/\/bstartup.bancsabadell.com\/en\/product\/bstartup-loan-media4equity-vat\/\" class=\"button button-outline hover:!text-white hover:bg-primary \" target=\"_self\" title=\"BStartup Loan Media4Equity VAT\">\n        View product\n    <\/a>\n                      <\/div>\n                    <\/div>\n                <\/div>\n                            <div class=\"product-card\">\n                    <div class=\"product-card__content\">\n                      <h3 class=\"product-card__title\">Rent-Tech BStartup<\/h3>\n                      <p class=\"product-card__excerpt\">Finance the procurement of your technological equipment to suit the pace of growth of your business. A flexible solution that allows you to finance and keep your high-tech equipment and also software tools up to date.<\/p>\n                      <div class=\"product-card__footer\">\n                        <a href=\"https:\/\/bstartup.bancsabadell.com\/en\/product\/rent-tech-bstartup\/\" class=\"button button-outline hover:!text-white hover:bg-primary \" target=\"_self\" title=\"Rent-Tech BStartup\">\n        View product\n    <\/a>\n                      <\/div>\n                    <\/div>\n                <\/div>\n                              <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section id=\"block_ca137b261e57c9203e3990b685a304c4\" class=\"wp-block-cards-grid gutenberg-block\"   style=\"--pt-mobile:; --pb-mobile:; --pt-desktop:; --pb-desktop:; --section-bg:#FFFFFF;\">\n    <div class=\"services-section-wrapper\">\n    <div class=\"container\">\n      <div class=\"services-section-content\">\n        <div class=\"services-header\">\n                      <p class=\"services-subtitle\">SERVICES<\/p>\n                                <h2 class=\"services-title\">Solutions for startups, scale ups and VC funds<\/h2>\n                            <\/div>\n        <div class=\"services-grid\">\n                                                            <div class=\"service-item-wrapper\">\n                    <div class=\"service-item-card\">\n                                                <a href=\"https:\/\/bstartup.bancsabadell.com\/en\/servicios-financieros\/\" class=\"group\" target=\"_blank\">\n                                                            <div class=\"service-item-image-container\">\n                                    <img decoding=\"async\" src=\"https:\/\/bstartup.bancsabadell.com\/wp-content\/uploads\/mujer-utilizando-un-ordenador.png\" alt=\"$block_img['alt']\" \n                                        class=\"service-item-image\"\n                                    >\n                                <\/div>\n                                                                                        <h3 class=\"service-item-title\">Advanced payment of grants and issuance of guarantees<\/h3>\n                                                                                        <p class=\"service-item-description\">At BStartup we have agreements with the most active government agencies, as well as liquidity management tools to meet unexpected liquidity needs during the development of a project financed through a public agency.<\/p>\n                                                      <\/a>\n                                          <\/div>\n                  <\/div>\n                                                  <div class=\"service-item-wrapper\">\n                    <div class=\"service-item-card\">\n                                                <a href=\"https:\/\/bstartup.bancsabadell.com\/en\/servicios-financieros\/\" class=\"group\" target=\"_blank\">\n                                                            <div class=\"service-item-image-container\">\n                                    <img decoding=\"async\" src=\"https:\/\/bstartup.bancsabadell.com\/wp-content\/uploads\/rondas-inversion-acompanamiento.jpg\" alt=\"$block_img['alt']\" \n                                        class=\"service-item-image\"\n                                    >\n                                <\/div>\n                                                                                        <h3 class=\"service-item-title\">Support and guidance in investment rounds<\/h3>\n                                                                                        <p class=\"service-item-description\">At BStartup, we know that capital increase processes require specific banking services for startups, which is why we help you manage these processes without neglecting the company\u2019s business.<\/p>\n                                                      <\/a>\n                                          <\/div>\n                  <\/div>\n                                                  <div class=\"service-item-wrapper\">\n                    <div class=\"service-item-card\">\n                                                <a href=\"https:\/\/bstartup.bancsabadell.com\/en\/servicios-financieros\/\" class=\"group\" target=\"_blank\">\n                                                            <div class=\"service-item-image-container\">\n                                    <img decoding=\"async\" src=\"https:\/\/bstartup.bancsabadell.com\/wp-content\/uploads\/capital-call.jpg\" alt=\"$block_img['alt']\" \n                                        class=\"service-item-image\"\n                                    >\n                                <\/div>\n                                                                                        <h3 class=\"service-item-title\">Capital Call<\/h3>\n                                                                                        <p class=\"service-item-description\">We offer VCs short-term credit solutions to maintain liquidity without losing investment opportunities, while receiving capital from their limited partners.<\/p>\n                                                      <\/a>\n                                          <\/div>\n                  <\/div>\n                                                  <div class=\"service-item-wrapper\">\n                    <div class=\"service-item-card\">\n                                                <a href=\"https:\/\/negociointernacional.bancsabadell.com\/en\/\" class=\"group\" target=\"_blank\">\n                                                            <div class=\"service-item-image-container\">\n                                    <img decoding=\"async\" src=\"https:\/\/bstartup.bancsabadell.com\/wp-content\/uploads\/negocio-internacional.jpg\" alt=\"$block_img['alt']\" \n                                        class=\"service-item-image\"\n                                    >\n                                <\/div>\n                                                                                        <h3 class=\"service-item-title\">International business<\/h3>\n                                                                                        <p class=\"service-item-description\">We offer you Banco Sabadell\u2019s international experience, offering financing, collections and payments, guarantees, currency hedging, Tax ID for selling, and consulting to help you carry on your business around the world. <\/p>\n                                                      <\/a>\n                                          <\/div>\n                  <\/div>\n                                <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section id=\"block_fe6a5e9fa2c6e1b79608637fb8272955\" class=\"wp-block-banner-cta gutenberg-block\"   style=\"--pt-mobile:50px; --pb-mobile:50px; --pt-desktop:50px; --pb-desktop:50px; --section-bg:#FFFFFF;\">\n    <div class=\"container\">\n    <div class=\"banner-cta banner-cta-primary\">\n      <div class=\"content\">\n        \n                  <h2 class=\"title title-h2\">Contact us<\/h2>\n          \n                  <div class=\"description\">\n              <p>Tell us the reason for your inquiry and one of our advisors will contact you shortly<\/p>\n\n          <\/div>\n              <\/div>\n              <div class=\"button-container\">\n                        <a href=\"https:\/\/bstartup.bancsabadell.com\/contactar\/\" class=\"button button-secondary mt-5 button-desktop\" target=\"\" title=\"Contact\">\n        Contact\n    <\/a>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section>\n\n<section id=\"block_e0d18943e67c6b12b7e5c5127350e4e5\" class=\"wp-block-faqs-list gutenberg-block\"   style=\"--pt-mobile:; --pb-mobile:; --pt-desktop:; --pb-desktop:; --section-bg:#FFFFFF;\">\n    <div class=\"faqs-list\">\n        <div class=\"faqs-list__container\">\n            <h2 class=\"faqs-list__title\">FAQs<\/h2>\n\n            <div class=\"faqs-list__accordions\">\n                                    <div class=\"faqs-list__accordion\">\n                        <div class=\"faqs-list__accordion-header\">\n                            <h3 class=\"faqs-list__accordion-title\">What specific products do you offer for startups?<\/h3>\n                            <div class=\"faqs-list__accordion-icon\">\n                                <svg width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\">\n                                    <path d=\"M1 1L7 7L13 1\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                                <\/svg>\n                            <\/div>\n                        <\/div>\n                        <div class=\"faqs-list__accordion-content\">\n                            <p><!-- wp:paragraph -->\n<p>We have developed specific products that our startups and scaleups clients have been asking for, such as our new virtual POS (with specific and very advanced functionalities for platforms, SaaS, e-commerce\u2026), Civil Liability Insurance for startups, BStartup Marketing Card, Media4Equity VAT Loan, BStartup RenTech\u2026 Check out our specific products. Of course, we incorporate all the experience of Banco Sabadell, a bank that has specialized in companies since its foundation, with a very in-depth knowledge of banking operations and internationalization for companies.<\/p>\n<!-- \/wp:paragraph --><\/p>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"faqs-list__accordion\">\n                        <div class=\"faqs-list__accordion-header\">\n                            <h3 class=\"faqs-list__accordion-title\">Where can I find my nearest BStartup office?<\/h3>\n                            <div class=\"faqs-list__accordion-icon\">\n                                <svg width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\">\n                                    <path d=\"M1 1L7 7L13 1\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                                <\/svg>\n                            <\/div>\n                        <\/div>\n                        <div class=\"faqs-list__accordion-content\">\n                            <p><!-- wp:paragraph -->\n<p>It is very important that you are attended by one of our offices that specialize in startups, whose managers know the operation and particular features of the business models of a startup, different from those of a traditional company. Find your nearest BStartup office here and come and meet us.<\/p>\n<!-- \/wp:paragraph --><\/p>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"faqs-list__accordion\">\n                        <div class=\"faqs-list__accordion-header\">\n                            <h3 class=\"faqs-list__accordion-title\">Can you finance my startup?<\/h3>\n                            <div class=\"faqs-list__accordion-icon\">\n                                <svg width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\">\n                                    <path d=\"M1 1L7 7L13 1\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                                <\/svg>\n                            <\/div>\n                        <\/div>\n                        <div class=\"faqs-list__accordion-content\">\n                            <p><!-- wp:paragraph -->\n<p>Our core business is banking services, including financing. Since the creation of BStartup, startup financing has been a priority, which is why a specific risk circuit for startups was created. All funding requests for startups are worked on by managers and risk analysts who specialize in startups, who understand how startups work and know how to interpret the business plans of a startup. <\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>In addition, we also invest in the capital of some startups.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><\/p>\n<!-- \/wp:paragraph --><\/p>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"faqs-list__accordion\">\n                        <div class=\"faqs-list__accordion-header\">\n                            <h3 class=\"faqs-list__accordion-title\">What is the difference between Banco Sabadell financing my startup or investing in it?<\/h3>\n                            <div class=\"faqs-list__accordion-icon\">\n                                <svg width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\">\n                                    <path d=\"M1 1L7 7L13 1\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                                <\/svg>\n                            <\/div>\n                        <\/div>\n                        <div class=\"faqs-list__accordion-content\">\n                            <p><!-- wp:paragraph -->\n<p>The main difference is that, in the case of investment, BStartup will enter as an investment partner in your start-up taking an equity percentage of your capital and supporting you with additional services. <\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>If we&#8217;re talking about financing, we will finance your start-up through bank debt (specialized banking product such as loan, credit, leasing, renting, factoring, reverse factoring\u2026), which you will have to pay back in the established terms plus an established interest rate; in this case, we do not enter into the capital of your company.<\/p>\n<!-- \/wp:paragraph --><\/p>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"faqs-list__accordion\">\n                        <div class=\"faqs-list__accordion-header\">\n                            <h3 class=\"faqs-list__accordion-title\">How can I receive information about your talks and events related to the creation and growth of startups?<\/h3>\n                            <div class=\"faqs-list__accordion-icon\">\n                                <svg width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\">\n                                    <path d=\"M1 1L7 7L13 1\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                                <\/svg>\n                            <\/div>\n                        <\/div>\n                        <div class=\"faqs-list__accordion-content\">\n                            <p><!-- wp:paragraph -->\n<p>Sign up <a href=\"https:\/\/bstartup.bancsabadell.com\/en\/contact\/\" data-type=\"link\" data-id=\"https:\/\/bstartup.bancsabadell.com\/en\/contact\/\">here <\/a>to be kept informed.<\/p>\n<!-- \/wp:paragraph --><\/p>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"faqs-list__accordion\">\n                        <div class=\"faqs-list__accordion-header\">\n                            <h3 class=\"faqs-list__accordion-title\">Do you have any queries?<\/h3>\n                            <div class=\"faqs-list__accordion-icon\">\n                                <svg width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\">\n                                    <path d=\"M1 1L7 7L13 1\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n                                <\/svg>\n                            <\/div>\n                        <\/div>\n                        <div class=\"faqs-list__accordion-content\">\n                            <p><!-- wp:paragraph -->\n<p>If you have any questions, please write to us indicating the city where your startup is located, so that the most appropriate person can assist you.<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><\/p>\n<!-- \/wp:paragraph --><\/p>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section id=\"block_2e42c73472dc9ce2e4d9f1b87ae38907\" class=\"wp-block-footer-note gutenberg-block\"   style=\"--pt-mobile:; --pb-mobile:; --pt-desktop:; --pb-desktop:; --section-bg:#FFFFFF;\">\n    <div class=\"w-full bg-white pt-[60px] pb-[60px]\">\n    <div class=\"container\">\n      <div class=\"w-full prose text-black border-t border-t-[1px] border-t-[#BDBDBD] pt-[20px]\">\n        <p>1. No administration or maintenance fees. Profitability may vary according to market conditions. Currently, an annual yield of <strong>2% APR<\/strong> up to \u20ac20,000 of the combined average balance of the Sabadell Online Account and the Sabadell Savings Accounts held by linked account holders. <strong>Representative example of remuneration over one year calculated for a combined average monthly balance of \u20ac20,000: 2% annual nominal interest rate, 2.018% APR, \u20ac400 interest paid during the year. Monthly settlement and credit to the Sabadell Online Account on the 15th of the following month (or the previous business day if the 15th is not a business day).<\/strong><\/p>\n<p>2. Offer valid for accounts opened between 25\/07\/2025 and 30\/09\/2025. For personal use, \u20ac300 for new salary direct deposits of a minimum of \u20ac1,000 received in the Sabadell Online Account, and with Bizum linked to the account. The incentive is subject to the applicable tax withholding. To be eligible for this incentive, both Bizum and the salary deposit must remain active in the account for 12 consecutive months, including on the day the incentive is paid. The incentive will be paid monthly (\u20ac25 gross\/month) for 12 months. Check the terms and conditions in the promotion rules available here.<\/p>\n<p>3. Withdraw cash with your debit card for free at Banco Sabadell ATMs in Spain, regardless of the amount you withdraw. It is also free if you withdraw \u20ac60 or more at ATMs of the main institutions in the EURO 6000 network: Abanca, Ibercaja, KutxaBank, Unicaja Banco, CajaSur, Caixa Ontinyent and Colonya Caixa Pollen\u00e7a.<\/p>\n<p>4. The issuance of the credit card is subject to meeting the Bank\u2019s risk criteria and its approval after the corresponding risk and viability assessment has been carried out.<\/p>\n<p>5. A 3% refund on the amount of bills issued in the account holders\u2019 names and charged to the account during each calendar quarter, corresponding to electricity and\/or gas supply companies. The refund will be paid quarterly, no later than the 15th day (or the previous business day) of the following calendar month after the end of the quarter in which the bills were charged. In accordance with personal income tax regulations, the amount resulting from applying the 3% refund on bills is considered investment income and is subject to a withholding tax at the currently applicable rate of 19%.<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-19993","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial services - BStartup Banco Sabadell<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bstartup.bancsabadell.com\/en\/servicios-financieros\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial services - 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